Your SIM belongs to your mobile operator. Your phone's secure chip belongs to the manufa …

Your SIM belongs to your mobile operator. Your phone's secure chip belongs to the manufacturer. Your national wallet belongs to your government.

Every one of those is good hardware. Every one of them is a relationship you didn't choose and can't easily leave.

Change operator and your credential rebinds. Change phone and it rebinds again. Move country and the wallet stops being yours.

Nobody is doing anything wrong here. This is just what happens when identity is built on top of something that was issued for another purpose.

So here's the question: if the thing that proves you're you was issued by someone else - in what sense is it yours?